Foreign National Mortgages in Florida: How International Buyers Qualify
Buying property in South Florida with a U.S. mortgage is entirely possible for international buyers, even without U.S. residency, a Social Security number, or a U.S. credit history. Lenders in Florida offer loan programs designed specifically for foreign nationals who want to build wealth in dollars through real estate.
Get the full picture and ask your questions live on Thursday, November 19 at 7:00 PM (Miami time) in our free webinar for Latin American investors.
Investors from Ecuador, Peru, Colombia, Mexico, Chile, and across Latin America continue to choose Miami, Orlando, and Weston to protect and grow their wealth in U.S. dollars. One of the biggest advantages of the U.S. market is leverage: financing part of the purchase with a foreign national loan lets investors keep more capital available and diversify.
Florida lenders usually request a standard set of documents to evaluate an international applicant:
Want to know how much you could finance? Complete our pre-qualification form and an advisor will contact you.
MPM Realty Group, led by Broker-Owner María Pía McLeod, guides local and international buyers through every step of buying, selling, and financing property in Miami, Orlando, and South Florida. Through MPM Property Care, we also offer full-service property management so your investment can generate income without the day-to-day hassle.
No. Foreign national loans are designed for non-resident buyers and do not require U.S. residency or a Social Security number.
Most programs finance 70% to 80% of the property value, so buyers should plan for a 20% to 30% down payment.
Yes. Much of the mortgage and legal process can be completed through remote online notarization or at the corresponding U.S. embassy or consulate.
If you are ready to take the next step toward investing in Florida real estate, join us on Thursday, November 19 at 7:00 PM (Miami time) for our live webinar on financing for foreign buyers.
Questions before the webinar? Message us on WhatsApp at +1 (954) 371-6009 or email info@mpmrealtygroup.com.
Note: requirements, rates, and financing percentages vary by lender and by buyer profile. This information is general in nature and does not constitute financial or legal advice.
MPM Realty Group was founded with a simple but ambitious vision: to create a real estate brokerage where relationships matter more than transactions, where collaboration is valued over competition, and where both clients and agents have the opportunity to grow with confidence.
Although the brokerage officially launched in 2025, the experience behind the company has been built over more than two decades in the Florida real estate industry. Under the leadership of Broker-Owner Maria Pia McLeod, MPM combines market knowledge, professional integrity and a personalized approach that allows every client and every agent to receive the attention they deserve.
From the beginning, the company has focused on building long-term relationships instead of pursuing short-term results. Every transaction is guided by professionalism, transparency and a commitment to helping buyers, sellers, investors and real estate professionals make informed decisions with confidence.
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